HR Simple

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We deliver a vital alternative to traditional carriers that meets the health benefit needs of U.S. employees across a diverse labor force and work environment

Meeting the need

Our health plans are affordable, ACA and ERISA compliant, and built on copays – not high deductibles that create barriers to care – with nationwide availability.

By mitigating these barriers, our health plans facilitate access to resources that support the health and well-being of its participants and their families.

Our app provides access to all components of the health plan including digital medical cards, telehealth visits, claims tracking, payments, and more.

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Attract and Retain

Offering a valuable benefit plan can help you stand out and provide employeees with the tools they need to plan for the unexpected and to prepare for their future

Increase Productivity

Surveys show that employees who have access to a broad range of financial tools and education are more focused and productive while at work

Risk Mitigation

Financial products and benefits that help employees help themselves, can reduce the likelihood of events bleeding over into the worksite


  • Level-funded health insurance
  • Dental and Vision
  • Accident
  • Critical Illness
  • Life
  • Disability

Medical Program 

  • Open access plans, no network
  • No Deductible on Bronze Plus and Gold
  • Guaranteed Issue (following group approval)
  • Concierge service for hospital-related services
  • Four-tier prescription plan, plus Specialty Rx
  • No Age Bands
  • Bronze Plus, Gold, MVP Ultra Platinum (PPO) traditional PPO and MVP Ultra – HDHP

Enrollment & Education

  • Personal Implementation Consultant
  • One-on-one virtual benefits counselor
  • Eligibility management
  • Enrollment technology with carrier feeds
  • Communication tools include text, videos, a scheduler, and more.

Our Plans Satisfy ACA Parts A & B

Plans start as low as $430 for an individual and $870 for a family.

Available in all 50 states

Health Plan Features

  • Telemedicine
  • including Mental Health Therapy
  • Facial Scan Technology for LifeVitals
  • Second Surgical Opinion
  • Covid-19 Employer Program Response
  • Diabetic Supplies and Psychiatric Care
  • Strong national network
  • Concierge service for hospital-related services
  • Four-tier prescription plan, plus Specialty Rx

Are you interested in learning more?

Please select the time to talk to an Implementation Consultant for program details

Voluntary Benefits

Enhance the medical plan offer with additional benefits from top-tier carriers with exclusive pricing, unique underwriting, and benefits that are easy to administer through the hr|simple benefits administration system.

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Dental and Vision Insurance

Helps provide the peace of mind that comes from knowing you’ll have help with both routine and unexpected expenses

Whole Life Insurance

  • Permanent and Portable coverage
  • Guaranteed Level Premiums
  • Guaranteed Cash-Value accumulation
  • Guaranteed Death Benefit
  • Dividend Eligible
  • Chronic Care Benefits based upon ADLs
  • Spouse and Child coverage options

Short-Term Disability

  • Guaranteed Issue coverage up to $3,000 per month
  • You choose the plan that’s right for you based on your financial needs and income
  • Benefit for maternity
  • No coordination of benefits
  • Provides for both total and partial disability

Voluntary Benefit Offerings

Supplemental health plans can enhance the medical by providing direct cash payments for a covered health event to assist with leftover medical and everyday living expenses.

Plans include:

  • Accident
  • Critical Illness
  • Hospital

Enrollment Options

Virtual education and enrollment using a screen share meeting with employee or employee and spouse with a certified benefits counselor

On-site education and enrollment with certified benefits counselors coming to your place of work.

Administration & Communication

•  Implementation Consultant

•  Enrollment technology with carrier feeds

•  Communication tools including text, videos,  scheduler, and more

•  One-on-one virtual benefit counselor

•  Eligibility management

Frequent Asked Questions FAQ

Please click on the button to access to our FAQ document

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