Get help with the expenses health insurance doesn't cover and a guaranteed protection for your loved ones
Who hasn’t been blindsided by an unexpected medical bill? That’s why there’s Aflac. We can help take care of the expenses health insurance doesn’t cover, so you can take care of everything else.
Get peace of mind for you and your family with Whole Life Insurance that provides a Guaranteed lump-sum payment to your loved ones no matter how long you live
Increasing Healthcare Costs
Out-of-pocket healthcare costs have increased by 10.3% year-over-year.
Out-of-Pocket Medical Expenses
Last year, the average U.S Employee paid $1,763 out-of-pocket before hitting their deductible.
Source: Peterson-Kaiser family foundation 2022
Open Enrollment is coming soon!
April 1st - May 10th, 2024
Custom Product with Group Rates
Unique Underwriting Offer
A Leading Mutual Company
A Leading Supplemental Insurer
The Subway-Surface Supervisors Association is offering valuable benefits offer, through MassMutual and Aflac with the option to set up payment through your paycheck using direct deposit.
Aflac benefits are paid directly to you (unless otherwise assigned) to help pay for expenses that major medical plans do not cover, while also helping to replace lost income and provide dollars to assist with everyday living expenses.
With MassMutual's whole life insurance, unlike term, you have guarantees of level premiums, cash value, and death benefit. Participating whole life insurance is eligible to earn dividends, which can be used to increase the death benefit and the cash value of the policy.
A life insurance policy from MassMutual can help protect your loved ones in the event of your passing.
With whole life insurance, you’re guaranteed a death benefit, and you’re able to build cash value over time. Your cash value grows tax-deferred so it’s there when you need it. In addition, you have the opportunity to earn dividends, which are not guaranteed.
No one plans on becoming injured. It’s just not something you typically think about.
When an accident occurs, there can be a great deal of treatment fees that exist outside of hospital bills. Aflac pays you cash benefits directly (unless assigned), which can be used to cover any out-of-pocket expenses - medical and nonmedical - associated with treatment in the event of a covered accident.
Aflac New York Specified Disease insurance can help with the treatment costs of covered specified diseases, such as cancer, a heart attack, or a stroke. More importantly, the plan helps you focus on getting better (instead of the distraction and stress over the costs of medical and personal bills). This insurance gives you the flexibility to help pay bills related to treatment or to help with everyday living expenses.
An unplanned hospital visit can leave you with expenses not covered by major medical. The Aflac Group Hospital Plan provides cash benefits directly to you (unless otherwise assigned) that help pay for some of the costs - medical and nonmedical - associated with a covered hospital stay due to a sickness or accidental injury.
Enroll using one of the convenient options listed below
A Benefits Counselor will help you take a comprehensive look at your MassMutual Whole Life Insurance and Aflac Supplemental Benefit plan options and help you with all your enrollment needs and process.
Phone Enrollment
Schedule an appointment
On-site with a Benefit Counselor