Get help with the expenses health insurance doesn't cover and a guaranteed protection for your loved ones
Who hasn’t been blindsided by an unexpected medical bill? That’s why there’s Aflac. We can help take care of the expenses health insurance doesn’t cover, so you can take care of everything else.
Get peace of mind for you and your family with Aflac Benefits that provides a Guaranteed lump-sum payment to your loved ones no matter how long you live
Unique offer for QSR Enterprises Members!
QSR Enterprises is offering valuable benefits offer, through Aflac with the option to set up payment through your paycheck using direct deposit.
Aflac benefits are paid directly to you (unless otherwise assigned) to help pay for expenses that major medical plans do not cover, while also helping to replace lost income and provide dollars to assist with everyday living expenses.
Products are Guaranteed Issue
No Pre-Existing Condition Limitations
Coverage is Portable*
*With certain stipulations
Group Life Term to 120 Insurance
Aflac makes simple and affordable life coverage available to help keep your loved ones financially secure, even if you can no longer provide for them.
Aflac Group Life Term to 120 Insurance helps your employees and families be financially secure. You want a single provider that Aflac offers a life solution that meets their financial protection goals and complex benefi ts needs.
Features:
Whole Life Features
- Provides Guarantees:
- Guaranteed death benefit
- Guaranteed level premiums
- Guaranteed cash-value accumulation
- Dividend eligible
- Chronic Care Benefit
- Waiver of Premium
Living Benefits
- Portable, lifelong coverage
- Tax advantage
- Accelerated Provisions
Group Disability Advantage Insurance
Aflac can help you protect one of your most important assets. Your income.
All too often when we hear the words disability and insurance together, it conjures up an image of a catastrophic condition that has left an individual in an incapacitated state. Be it an accident or a sickness, that’s the stereotype of a disabling injury that most of us have come to expect.
What most of us don’t realize is that in addition to accidental injuries, conditions such as arthritis, heart disease, diabetes, and even pregnancy are some of the leading causes of disability that can keep you out of work and affect your income.
Features:
Whole Life Features
- Provides Guarantees:
- Guaranteed death benefit
- Guaranteed level premiums
- Guaranteed cash-value accumulation
- Dividend eligible
- Chronic Care Benefit
- Waiver of Premium
Living Benefits
- Portable, lifelong coverage
- Tax advantage
- Accelerated Provisions
Group Accident Insurance
You can count on Aflac to help ease the financial stress of a specified disease, accident or hospital stay
No one plans on becoming injured. It’s just not something you typically think about.
When an accident occurs, there can be a great deal of treatment fees that exist outside of hospital bills. Aflac pays you cash benefits directly (unless assigned), which can be used to cover any out-of-pocket expenses - medical and nonmedical - associated with treatment in the event of a covered accident.
Features:
Accident Benefits
- ER/Urgent Care Initial Treatment Benefit
- Hospital Admission
- Inpatient/Outpatient Surgical and Anesthesia Benefits
- Lacerations, Fractures
- Appliances
Group Critical Illness Insurance
You can count on Aflac to help ease the financial stress of a specified disease, accident or hospital stay
Aflac New York Specified Disease insurance can help with the treatment costs of covered specified diseases, such as cancer, a heart attack, or a stroke. More importantly, the plan helps you focus on getting better (instead of the distraction and stress over the costs of medical and personal bills). This insurance gives you the flexibility to help pay bills related to treatment or to help with everyday living expenses.
Benefit amounts are available up to $50,000 for employees and up to $25,000 for spouses. Dependent children are covered at 50% of the employee’s amount at no additional charge.
Features:
Specified Disease Features
- There are no pre-existing condition limitations* (except cancer)
- The plan doesn’t have a waiting period for benefits.
- Guaranteed-issue coverage is available up to $30,000
- Rates are based on age at the time of application and do not individually increase due to a change in age, health, or individual claim.
Specified Disease Benefits
- Cancer (Internal or Invasive)
- Heart Attack
- Major Organ Failure
- End-Stage Kidney Disease
- Stroke
- Non-Invasive Cancer
- Coronary Artery Heart Disease
- Skin Cancer, once per calendar year $250
- Transient Ischemic Attack (TIA)
Group Hospital Insurance
You can count on Aflac to help ease the financial stress of a specified disease, accident or hospital stay
An unplanned hospital visit can leave you with expenses not covered by major medical. The Aflac Group Hospital Plan provides cash benefits directly to you (unless otherwise assigned) that help pay for some of the costs - medical and nonmedical - associated with a covered hospital stay due to a sickness or accidental injury.
Features:
Hospital Indemnity Features
- No pre-existing condition or pregnancy limitation
- Guaranteed Issue
Hospital Indemnity Benefits
- Hospital Admission Benefit
- Hospital Confinement Benefit