Ep6ix Support

Ep6ix has a Blanket Offer that fits most Industries

Underwriting Offer

Small Cases

10 - 24 Eligible Lives*
  • Employer Groups only
  • 18 - 75 years old
  • Family concentration must be below 25%
  • GI: $75K / EI: Up to $250K
  • Minimum certificate size of $25,000
  • Min 5 employee applications
  • Dependent Coverage
  • Available riders (Employer elected)
  • Accelerated Death Benefit Provisions

Medium Cases

25 - 99 Eligible Lives
  • Employer Groups only
  • 18 - 75 years old
  • Minimum certificate size of $10,000 ($25,000 in WA)
  • GI: $100K EN/ EI: max $250K per enrollment (Selerix or Enroll Confidently)
  • Dependent Coverage
  • Spouse and Child Term Riders (ENav Only)
  • Available riders (Employer elected)
  • Accelerated Death Benefit Provisions

Big Cases

100+ Eligible Lives
  • Employer Groups only
  • 18 - 75 years old
  • Minimum certificate size of $10,000 ($25,000 in WA)
  • GI: $150K EN/ EI: max $250K per enrollment (Selerix or Enroll Confidently)
  • Dependent Coverage
  • Spouse and Child Term Riders (ENav Only)
  • Available riders (Employer elected)
  • Accelerated Death Benefit Provisions

*Eligibility for small group requires that employees be with the company at least 6 months to be eligible; in addition, no more than 25% of participants can be family members

Guaranteed Issue (GI):

  • Eligible Employees must confirm they are actively at work when they apply for coverage.
  • Eligible Dependent children need not be working, however, they must not be disabled or have applied for or be collecting disability benefits when they apply for coverage.

Express Issue (EI):

  • Eligible Employees must confirm actively at work when they apply for coverage. They must also answer the required health questions.
  • Eligible dependent children need not be working, however, they must not be disabled or have applied for or be collecting disability benefits when they apply for coverage. The spouse must also answer the required health questions (Excludes Employee Navigator cases where the spouse and child(ren) term riders are offered. These riders are guaranteed issue)
Click Here to Access EI Questions

Exceptions

This agreement applies to all industries with the exception of the following which will require individual underwriting outside of the blanket offer agreement.

Custom Proposal

Platform

Ep6ix-Enroll Confidently Logo opt 1-12
Navigator

Enroll Confidently

  • Enroll Confidently has complete build out of product to include spouse and child(ren) whole life cert and term life riders
  • Stacking available for multiple year enrollments
  • Needs Calculator makes it easy to guide the employee towards the amount they need
  • Dividend options available to select
  • Eligibility and Underwriting questions allows for above GI amounts to be enrolled
  • “Click to accept” feature for applicant and Benefit Counselor allows for enrollment using any screenshare meeting option (Zoom, Webex, etc) for virtual enrollments

Employee Navigator

  • Ability to buildout GI only level of coverage for employee with Term rider options for Spouse and children (NOTE: No whole life certificate option for employee and spouse with ENav)
  • Year 2 enrollments available only for employees that selected coverage at initial offering (due to GI only requirements of platform)
  • Year 2 stacking in platform available; must follow guidelines

Residential Build

  • One-time GI build
  • Limited options to $25k, $50k, $75k, $100k and $150k (if available based upon underwriting offer)

Sales Support

  • On-Demand Video
  • Running Meetings with Clients, Prospects, Agents, and Brokers
Click Here to Schedule Meeting with the Client or Broker